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Laura Johnson

laura.johnson@exprealty.com +1(806) 805-4677

$ 239,990

Est. payment | -/mo

3 Beds

2 Baths

1,530 SqFt

Save

$ 239,990

Est. payment | -/mo

Save

3 Beds

2 Baths

1,530 SqFt

Key Details

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Active

Purchase Type For Sale

Square Footage 1,530 sqft

Price per Sqft $156

MLS Listing ID 202609817

Bedrooms 3

Full Baths 2

HOA Fees $360/mo

HOA Y/N Yes

Year Built 2022

Annual Tax Amount $3,718

Lot Size 5,375 Sqft

Acres 0.12

Property Sub-Type Single Family Residence

Source Lubbock Association of REALTORS®

Property Description

WEST LUBBOCK HILL VALLEY HOME — OWNER FINANCED!Price: $239990 | $0 DOWN PAYMENT | FRENSHIP ISDSkip strict traditional bank underwriting and step into a beautifully maintained 1,530 sq ft executive home in West Lubbock's high-demand Hill Valley community! Keep your cash reserves in your pocket and bypass traditional mortgage hassle.Perfect for local small business owners, self-employed contractors, independent operators, or anyone looking for a great home without the banking hoops. Offered directly by BBA—no more renting! THE LOCATION: Hill Valley (West Lubbock - 79416)Located in the highly coveted, top-tier Frenship ISD school track.Fast, convenient access to West Lubbock dining, shopping, and entertainment.Quiet, family-centric, and highly desirable neighborhood footprint. HOME HIGHLIGHTS:Built in 2022 - Enjoy modern construction, updated wiring, and energy-efficient building standards.Pristine, spacious layout spanning 1,520 square feet.3 Spacious Bedrooms & 2 Full Bathrooms.Attached 2-Car Garage.Open-concept living layout with abundant natural light—perfect for families.Gourmet kitchen featuring premium counter space and custom cabinet storage.Beautiful primary suite serving as a true retreat with great closet space. THE PURE MATH:Down Payment: $0 Down Options Available!Interest Rate: 6.99% to 8.5% (Based on final file underwriting).Closing Costs: $7,500 flat cash due at closing (covers all title insurance, legal, escrow pre-paids, and RMLO setup).Estimated Total Monthly Payment: ~$1,895 to $2,125/month (Includes principal, interest, estimated property taxes, and home insurance—perfectly matching local market rents!). MINIMUM REQUIREMENTS TO QUALIFY:Verifiable Income: Gross household income of $6,100+ per month (W2, 1099, or 12 months of business bank statements).Rental/Housing History: Clean history with no recent evictions or landlord judgments.Liquid Cash: $7,500 cash available for closing day.Compliance: All screening and processing are handled safely and legally through our Licensed Texas RMLO. We qualify based on your true income and financial stability, not just a credit score! HOW TO APPLY / TOUR:Message us directly right now to receive our simple 1-page pre-screen form or to schedule a private walkthrough this week. With $0 down options available and a modern 3-bed/2-bath footprint in Frenship ISD, this BBA home will lock down fast!Disclaimer: Rates and terms are subject to final buyer qualification and underwriting approval through a Texas Licensed Residential Mortgage Loan Originator (RMLO) in compliance with the Texas Secure Act and Dodd-Frank regulations. Estimated monthly payments may vary slightly based on final insurance quotes and tax assessments.

Location

State TX

County Lubbock

Area 8

Rooms

Basement Basement

Interior

Interior Features Ceiling Fan(s), Walk-In Closet(s)

Heating Central, Electric

Cooling Central Air, Electric

Fireplace No

Window Features Low-Emissivity Windows,Window Coverings

Exterior

Exterior Feature None

Parking Features Attached, Garage, Garage Door Opener

Garage Spaces 2.0

Garage Description 2.0

Fence Fenced

Community Features Clubhouse, Pool

Roof Type Composition

Porch Covered, Patio

Garage Yes

Building

Lot Description Landscaped, Sprinklers In Front, Sprinklers In Rear

Foundation Slab

New Construction No

Schools

Elementary Schools Willow Bend

Middle Schools Frenship

High Schools Frenship

School District Frenship Isd

Others

Tax ID R338717

Acceptable Financing Cash, Conventional, FHA

Listing Terms Cash, Conventional, FHA

Special Listing Condition Standard

Listed by Lubbock Discount Realty

Nearby Locations

"My job is to find and attract mastery-based agents to the office, protect the culture, and make sure everyone is happy! "

+1(806) 805-4677

laura.johnson@exprealty.com

Lubbock, TX, 79424, USA

8430 10th Place Lubbock, TX 79416