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Laura Johnson

laura.johnson@exprealty.com +1(806) 805-4677

$ 394,990

Est. payment | -/mo

4 Beds

3 Baths

2,133 SqFt

Save

$ 394,990

Est. payment | -/mo

Save

4 Beds

3 Baths

2,133 SqFt

Key Details

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Active

Purchase Type For Sale

Square Footage 2,133 sqft

Price per Sqft $185

MLS Listing ID 202609780

Style Traditional

Bedrooms 4

Full Baths 3

HOA Y/N No

Year Built 2022

Annual Tax Amount $6,848

Lot Size 6,900 Sqft

Acres 0.16

Property Sub-Type Single Family Residence

Source Lubbock Association of REALTORS®

Property Description

PRESTIGE STONEWOOD ESTATES HOME (BUILT IN 2022) — 6.99% OWNER FINANCED!Price: $394,900 | $0 DOWN PAYMENT | LUBBOCK-COOPER ISDSkip strict traditional bank underwriting and step into a beautifully designed, modern 2,154 sq ft executive home in South Lubbock's premier community! Keep your cash reserves in your pocket and bypass traditional mortgage hassle.Perfect for local small business owners, self-employed contractors, medical professionals, or anyone looking for an upscale home without the banking hoops. THE LOCATION: Stonewood Estates (South Lubbock - 79424)Located in the highly coveted, top-tier Lubbock-Cooper ISD school track.Fast, convenient access to premium South Lubbock dining, shopping, and entertainment.Quiet, family-centric, and highly desirable neighborhood. HOME HIGHLIGHTS:Year Built: 2022 - Enjoy modern construction, updated wiring, and energy-efficient building standards.Pristine, spacious layout spanning 2,154 square feet.4 Spacious Bedrooms & 3 Full Bathrooms.Dedicated Private Office - perfect for remote work or running your business.Open-concept executive layout with a stunning fireplace and abundant natural light.Gourmet kitchen featuring premium granite countertops, custom backsplash, and stainless steel appliances.Luxury primary suite serving as a true retreat with a massive walk-in shower and huge closet.Attached 2-car garage. THE PURE MATH:Down Payment: $0 Down Options Available!Interest Rate: 6.99% Locked (30-Year Fixed Note).Closing Costs: $9,500 flat cash due at closing (covers all title insurance, legal, escrow pre-paids, and RMLO setup).Estimated Total Monthly Payment: ~$3,273/month (Includes principal, interest, estimated property taxes, and home insurance). MINIMUM REQUIREMENTS TO QUALIFY:Verifiable Income: Gross household income of $11,450+ per month (W2, 1099, or 12 months of business bank statements).Rental/Housing History: Clean history with no recent evictions or landlord judgments.Liquid Cash: $9,500 cash available for closing day.Compliance: All screening and processing are handled safely and legally through our Licensed Texas RMLO. We qualify based on your true income and financial stability, not just a credit score! HOW TO APPLY / TOUR:Message us directly right now to receive our simple 1-page pre-screen form or to schedule a private walkthrough this week. At 6.99% interest, $0 down, and a 4-bed/3-bath/office layout in Cooper ISD, this home will lock down fast! Disclaimer: Rates and terms are subject to final buyer qualification and underwriting approval through a Texas Licensed Residential Mortgage Loan Originator (RMLO) in compliance with the Texas Secure Act and Dodd-Frank regulations. Estimated monthly payments may vary slightly based on final insurance quotes and tax assessments.

Location

State TX

County Lubbock

Area 7

Rooms

Basement Basement

Interior

Interior Features Breakfast Bar, Ceiling Fan(s), Granite Counters, Pantry, Walk-In Closet(s)

Heating Central, Natural Gas

Cooling Central Air, Electric

Fireplaces Number 1

Fireplace Yes

Window Features Double Pane Windows,Low-Emissivity Windows,Window Coverings

Appliance Dishwasher, Disposal, Free-Standing Range, Microwave

Exterior

Exterior Feature Private Yard

Parking Features Attached, Garage, Garage Door Opener

Garage Spaces 2.0

Garage Description 2.0

Fence Fenced

Roof Type Composition

Garage Yes

Building

Lot Description Landscaped, Sprinklers In Front, Sprinklers In Rear

Story 1

Foundation Slab

Architectural Style Traditional

New Construction No

Schools

Elementary Schools Lubbock-Cooper Central

Middle Schools Lubbock-Cooper Bush

High Schools Cooper

School District Lubbock-Cooper Isd

Others

Tax ID R336640

Acceptable Financing Cash, Conventional, FHA, Owner May Carry, Owner Will Carry, Private Financing Available, VA Loan

Listing Terms Cash, Conventional, FHA, Owner May Carry, Owner Will Carry, Private Financing Available, VA Loan

Special Listing Condition Standard

Listed by Lubbock Discount Realty

Nearby Locations

"My job is to find and attract mastery-based agents to the office, protect the culture, and make sure everyone is happy! "

+1(806) 805-4677

laura.johnson@exprealty.com

Lubbock, TX, 79424, USA

5709 118th Street Lubbock, TX 79424